Open an Account

Secure, FDIC-insured banking in minutes. All information is encrypted and protected.

Account Type

Personal Info

Address

Identity

Employment

Funding

Review

Choose your account type

Select the account that best fits your financial needs. You can add more accounts later.

🏦 Everyday Checking Everyday banking with debit card & online access ✅ Clear Access Banking No overdraft fees, no minimum balance 💰 Way2Save® Savings Automatic savings with competitive APY ⭐ Platinum Savings Higher APY for larger balances 🔒 Certificate of Deposit Fixed-term, guaranteed returns 📈 Money Market Higher interest with check-writing access

FDIC Insured Your deposits are insured up to $250,000 per depositor, per institution, for each account ownership category.

Personal information

As required by law, we need to verify your identity. This information is 256-bit encrypted.

Legal Name

First Name * Please enter your first name

Middle Name (optional)

Last Name * Please enter your last name

Suffix (optional)

Date of Birth * You must be at least 18 years old

Contact Information

Email Address * Please enter a valid email

Confirm Email * Emails do not match

Primary Phone * Please enter a valid phone number

Phone Type

Government ID

Social Security Number * Please enter a valid SSN

Country of Citizenship *

Country of Birth *

Home address

We need your current residential address. P.O. Boxes are not accepted.

Street Address * Please enter your street address

Apt / Suite / Unit (optional)

City * Please enter your city

State * Please select a state

ZIP Code * Please enter a valid ZIP code

How long at this address? *

Housing Status *

Mailing Address

My mailing address is the same as my home address

Identity verification

Federal law requires us to verify your identity. Please provide one of the following government-issued IDs.

ID Type *

🪪 Driver's License 📘 US Passport 🎫 State ID Card 🎖️ Military ID

ID / License Number * Please enter your ID number

Issuing State *

Issue Date * Please enter issue date

Expiration Date * ID must not be expired

Disclosures

I am a U.S. person (citizen, resident alien, or U.S.-based entity) for tax purposes *

I confirm I am not subject to backup withholding or on a sanctions list

I am a senior foreign political official or have a family member who is

Employment & income

This helps us understand your financial profile and offer appropriate products.

Employment Status *

💼Employed 🧑‍💻Self-Employed 🎓Student 🏖️Retired 🔍Not Employed

Employer / Company Name * Please enter your employer name

Job Title / Occupation * Please enter your job title

Industry

Years with Employer

Financial Information

Annual Gross Income * Please select your income range

Source of Funds * Please select a fund source

Monthly Rent / Mortgage Payment (optional)

Existing WF Customer?

Fund your new account

Make an initial deposit to open your account. Minimum deposit requirements vary by account type.

Minimum Opening Deposit Everyday Checking: $25 · Savings: $25 · CD: $2,500 · Money Market: $100

Funding Method *

🏦 Bank Transfer From another bank account 💳 Debit Card Instant funding ↔️ WF Account From existing WF account ⏰ Fund Later Within 30 days of opening

Bank Name *

Account Type

Routing Number * Please enter a 9-digit routing number

Account Number * Please enter your account number

Opening Deposit Amount ($) * Please enter a deposit amount

Purpose of Account *

Review your application

Please review your information before submitting. Click "Edit" on any section to make changes.

Terms & Agreements

I have read and agree to the Wells Fargo Online Access Agreement and Deposit Account Agreement *

I consent to receive account statements, disclosures, and notices electronically

I authorize Wells Fargo to obtain my credit report and ChexSystems report for this application

I consent to receive promotional offers and marketing communications from Wells Fargo (optional)

Please agree to the terms to continue

Important Notice By submitting, you certify that all information provided is true and accurate. False or misleading information may result in denial of your application and may be subject to federal prosecution.

🎉

Application Approved!

Congratulations! Your new Everyday Checking account has been approved and is ready to use.

Account #: WF-2026-XXXXXXXX

A confirmation email has been sent to . Your debit card and welcome kit will arrive in 5–7 business days.

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